# Cash and bank accounts

> How OneBooks knows which accounts are cash or bank, how to add a second bank account or petty cash, and where these accounts are used.

Canonical: https://docs.getonebooks.com/banking/accounts/
Language: en
Documentation index: https://docs.getonebooks.com/llms.txt

OneBooks starts every business with two money accounts: **1200 Cash** and **1210 Bank**. Any account you create **under** one of them — a second bank account, a card settlement account, petty cash — is treated as cash or bank everywhere: payment dialogs, expenses, transfers and bank reconciliation.

![The Bank Reconciliation hub listing cash and bank accounts with statement counts](https://docs.getonebooks.com/screenshots/en/banking-accounts.webp)

## Add a bank account

1. Switch to Accountant mode and open **Accounting → Chart of Accounts**.
2. Select **New Account**.
3. Type **Asset**, a code such as **1211**, a name such as **Emirates NBD – current account**, and choose **1210 Bank** as the **parent**.
4. If the account already has money in it on your start date, enter the **opening balance**.
5. Select **Save**.

![The New Account dialog with type Asset and parent Bank selected](https://docs.getonebooks.com/screenshots/en/banking-add-bank-account.webp)

Petty cash works the same way with **1200 Cash** as the parent.

## Where these accounts are used

- **Record Payment** (customer and supplier) — the **Pay From** / deposit-to account.
- **Expenses** — the account the money left.
- **Contra** — transfers between any two cash or bank accounts.
- **Bank reconciliation** — statements are uploaded per bank account.
- **Cash flow** — the report tracks the whole 1200/1210 family.

## Related

  - [Transfers between cash and bank](https://docs.getonebooks.com/banking/contra/)
  - [Bank reconciliation](https://docs.getonebooks.com/banking/reconciliation/)
  - [Chart of accounts](https://docs.getonebooks.com/accounting/chart-of-accounts/)